Palmetto Trust Credit Union
Palmetto Trust Credit Union
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Young Trust Club:
This club provides education and special services to Palmetto Trust FCU members who are 16 to 25 years old. Members must have an active share draft/checking account to be eligible.

Wire Transfers:
For a nominal fee, Palmetto Trust FCU will receive and send wire transfers between financial institutions for our members.

Summit CUBS:
This club provides special services to Palmetto Trust FCU members who are at least 50 years old. Many financial services are offered to our club members at no charge. Members must have a direct deposit or have an active share draft/checking account to be eligible.

Money Orders:
Never mail cash! That's sound financial advice and the reason we offer money orders at a reduced cost to our members.

Life Savings Insurance:
Life savings insurance matched dollar-for-dollar up to $1,000 in your prime share account at no direct cost to you. The percentage of coverage is based upon age, date of deposit and prime share account balances. Please ask for the Life Savings Insurance sheet that offers the details of this life insurance.

Discount Tickets:

The credit union has discount tickets available for:

  • The Biltmore Estate
  • Carowinds
  • Six Flags Over Georgia
  • AMC Theaters 
  • Regal Theaters

Direct Deposit:
Get out of line and into direct deposit on paydays! Forms are available at all offices. If you don't know your company or agency policy, please ask your personnel or payroll department.

Credit Card from Palmetto Trust FCU:
Carry your credit union everywhere with you using our VISA credit card. It's accepted around the world. Our card has no annual fee, a low interest rate and allows members 25 days to pay in full to avoid finance charges. Our loan officers will assist you in paying off card balances carrying higher interest once you have been approved. Apply for your card today.

Auto Warranty, Credit Life, Credit Disability, and GAP Insurance:
Palmetto Trust FCU provides members a low cost, extended auto warranty insurance program for new and used cars financed through the credit union. Members may also purchase low cost credit life, credit disability, and GAP insurance for their loans. Protect yourself and your family by purchasing this low cost protection when borrowing.

Auto Broker: The Automotive Advisor, LLC
We offer an automobile buying service through our affiliation with The Automotive Advisor, LLC; a locally owned personal automotive shopping service that specializes in helping you make an informed, sound decision on your next automobile purchase. The Automotive Advisor will bring the car and paper work to you, saving time, frustration and money. You will also be assured a competitive price. The Automotive Advisor can help with new or pre-owned vehicles. We're happy to offer this service at no cost to our members. To take advantage of this service you will need to pre-qualify for a loan with Palmetto Trust FCU. Call your credit union loan officer before you go car shopping! Find out more about this service by calling 803-252-7300 or visit their web site at

The following services are located only at our Garrett Branch on Bush River Road:
Coin Counter:
Don't spend your time counting coins and pushing them into those little paper sleeves. Bring your loose coins to the branch and use our coin counter. It will give you a receipt that you can take to a teller for deposit or cash.

Drive-Up Teller Service:
Members may use the drive up teller service at the Garrett Branch.

Night Depository:
Night deposits and payments may be made at the night depository at the Garrett Branch. Deposits or payments will be credited to your account the next business day.

Safety Deposit Boxes:
Safety Deposit Boxes are available in different sizes at our Garrett Branch for storage of your important documents and valuables.

These services are available at all branches:

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