Palmetto Trust Credit Union
Palmetto Trust Credit Union
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Do's and Don'ts


Palmetto Trust Federal Credit Union wants your car buying experience to be pleasant and hassle free.

Here are some do's and don'ts you should know while shopping for a vehicle.


72 or 84 month deals. Long term financing increases your chances of being upside down if you trade in your vehicle. And your chances are increased of paying the deficiency in the event an accident causes a total loss.

Don't be fooled by 0% financing.  Special credit conditions apply and you risk losing rebates and special discounts.

Know what monthly payment you want but do not tell the salesman.  This will keep you from being placed in a more expensive vehicle at a longer term than you want.


Research the vehicle you want.  Factor in insurance premiums, fuel cost, maintenance and repairs.

Know the value of your trade.  Use online car pricing services such as to determine your trade in value.

GET PRE-APPROVED for financing from your credit union.  Loan officers are eager to serve you!


Take advantage of a 3% APR* rate reduction on new and used vehicles!

                                      *Loan guidelines apply

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