Palmetto Trust Federal Credit Union

Rates & Fees

Loan Rates

Loan approvals are based on credit worthiness.
Loan rates are based on Risk Based Pricing Guidelines.
All loans are simple interest loans, no pre-payment penalties.
This is a partial list of our loan services, please call your loan officer for additional loans.
These rates were last modified on March 22, 2010, and are subject to change at any time.

Loan Type	Annual Percentage Rates
Personal Loans
Open-End loan up to $5,000	10.00% to 15.00%

VISA Platinum/Classic Credit Card
Up to $20,000 based on approval	9.90% / 11.99%

New Vehicles
Financing 75% or less of purchase price	4.85% to 14.50%
Financing 76% to 100% of purchase price	5.25% to 15.00%


Used Vehicles
Financing 80% or less of NADA trade-in value	4.85% to 14.50%
Financing 81% to 100% of NADA trade-in value	5.25% to 15.00%


New Boats
Financing 80% or less of Value	6.50% to 13.00%



Used Boats
Financing 80% of less of Value	6.50% to 13.00%



Motorcycles
80% or less of purchase price	6.50% to 13.00%

Share Secured Loans
Fully secured by shares in certificate accountat 3% APR above the dividend rate.

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