Palmetto Trust Credit Union
Palmetto Trust Credit Union

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Rates & Fees
Loan Rates
  • Loan approvals are based on credit worthiness.
  • Loan rates are based on Risk Based Pricing Guidelines.
  • All loans are simple interest loans, no pre-payment penalties.
  • This is a partial list of our loan services, please call your loan officer for additional loans.
  • These rates were last modified on December 15, 2010, and are subject to change at any time.
Loan Type Annual Percentage Rates
Personal Loans
Open-End loan up to $5,000 10.00% to 15.00%
VISA Platinum/Classic Credit Card
Up to $20,000 based on approval

9.90% / 11.99%

New Vehicles
Financing 75% or less of purchase price 3.50% to 14.50%
Financing 76% to 100% of purchase price

4.00% to 15.00%

Used Vehicles
Financing 80% or less of NADA trade-in value 3.50% to 14.50%
Financing 81% to 100% of NADA trade-in value 4.00% to 15.00%
New Boats
Financing 80% or less of Value

6.50% to 13.00%

Used Boats
Financing 80% of less of Value 6.50% to 13.00%
80% or less of purchase price 6.50% to 13.00%
Share Secured Loans
Fully secured by shares in certificate accountat 3% APR above the dividend rate.  

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