Loan Rates


  • Loan approvals are based on credit worthiness.
  • Loan rates are based on Risk Based Pricing Guidelines.
  • All loans are simple interest loans, no pre-payment penalties.
  • This is a partial list of our loan services, please call your loan officer for additional loans.
  • These rates were last modified on January 2, 2018, and are subject to change at any time.
Loan Type Annual Percentage Rates
Personal Loans
Closed-End loan 8.00% to 15.00%
VISA Platinum/Classic Credit Card
Up to $20,000 based on approval

9.90% / 11.99%

New Vehicles
Financing 75% or less of NADA retail 2.85% to 9.75%
Financing 76% to 100% of NADA retail

2.95% to 10.25%

Used Vehicles
Financing 75% or less of NADA retail 2.85% to 9.75%
Financing 76% to 100% of NADA retail 2.95% to 10.25%
New Boats
Financing 80% or less of Value

3.00% to 12.00%

Used Boats
Financing 80% of less of Value 3.00% to 12.00%
Motorcycles
80% or less of purchase price 3.00% to 12.00%
Share Secured Loans
Fully secured by shares in certificate account at 3% APR above the dividend rate.