Loan Rates


  • Loan approvals are based on credit worthiness.

  • Loan rates are based on Risk Based Pricing Guidelines.

  • All loans are simple interest loans, no pre-payment penalties.

  • This is a partial list of our loan services, please call your loan officer for additional loans.

  • These rates were last modified on November 1, 2018, and are subject to change at any time.

Loan Type Annual Percentage Rates
Personal Loans
Closed-End loan 10.00% to 15.00%
VISA Platinum/Classic Credit Card
Up to $20,000 based on approval

9.90% / 11.99%

New Vehicles
Financing 75% or less of NADA retail 3.25% to 11.75%
Financing 76% to 100% of NADA retail

3.50% to 12.00%

Used Vehicles
Financing 75% or less of NADA retail 3.25% to 11.75%
Financing 76% to 100% of NADA retail 3.50% to 12.00%
New Boats
Financing 80% or less of Value

6.00% to 15.00%

Used Boats
Financing 80% of less of Value 6.00% to 15.00%
Motorcycles
80% or less of purchase price 6.00% to 15.00%
Share Secured Loans
Fully secured by shares in certificate account at 3.50% APR above the dividend rate.